According to the research that was launched on Tuesday, the United States health care system in the lowest position when compared with other developed countries in terms of quality, access and efficiency.
Research conducted by the Commonwealth Fund found that the United States, as a nation that has the most expensive health system in the world, shows the relative performance under other countries.
Other facts also show that the American population does not have universal health insurance coverage.
"It turned out that America is the only country that does not provide universal access to health care and medical services in the promotion of` home 'for patients, "said Karen Davis, president Commonwealth Fund.
"Our failure to provide health insurance to all people and develop a stable relationship and long-term patient-doctor inter, proving the bad performance of our health services in terms of quality, access, efficiency, fairness, and results of health services," he said.
Research in the form of interviews with the doctors-patients in Australia, UK, Canada, Germany, New Zealand, and America is digging the picture of health systems based on experience and their personal views.
Apparently, the results showed that the youngest American ranked in almost all respects, including access to health care, patient safety, service without any time-limits, efficiency and fairness.
American population is also at the backward position in terms of whether they get a regular doctor.
"Americans spend about two times more than the average health sector expenditures other developed countries, but obviously we do not get the service that is equivalent to the money," Davis said.
He also noted that approximately 45 million Americans, or 15% of the total population, have no health insurance, which then adds misery to the country's healthcare sector.
Americans are also far behind in terms of adoption of health information technology, which translates into cost writhed and inadequate services.
"We prided ourselves as a developed nation in various fields of technology but not in the field of health information technology," Davis said, "While other countries already one step ahead of us."
England in the study get top ranking, then there is the German in second place. The next sequence is New Zealand, Australia, Canada, and finally the United States.
Other research tries to examine why health care costs in the U.S. so expensive, higher than eight other countries joined in the Organization of Economic Cooperation and Development: Australia, UK, Canada, France, Germany, Japan, Netherlands, and New Zealand.
The results showed that although the population of Americans pay more for health insurance sector - public or private - still, they have the potential years of life lost due to circulatory and respiratory diseases and diabetes.
"This study breaks many myths about the health system in the United States," said Davis.
"We spend three times more money than the average of other countries for the cost of hospital care, and we also pay two times more expensive than average outpatient in another country."
Health services is one of the most important issue in the presidential elections in 2008, which disemarakkan by some candidates who promised to cut costs and expand health insurance ownership.
Singapore Apply Health Insurance For Foreign Workers
Employers in Singapore must buy health insurance for foreign workers and their helpers or exposed to the threat of imprisonment and fines under new regulations issued Friday.
Starting in January, employers are required to provide a guarantee of at least 5000 Singapore dollars (3289 dollars) per year if the worker or maid hospitalized or require surgery soon.
Requirements of the Health Ministry to wear to all new foreign workers and maids who enter the city-state, in addition to those already located in Singapore.
Currently there are 645,000 foreigners who obtain work permits, mostly from Southeast Asian countries and India.
Statistics show that most of the foreign worker was hospitalized because of dengue fever, sore appendix and stomach flu.
Employers who do not purchase a policy may be subject to sanctions for more than six months imprisonment and fined 5000 Singapore dollars (3289 dollars), the ministry statement said.
Insurance is necessary because health care costs will rise for a stranger. Subsidies in public hospitals and polyclinics will be withdrawn for all foreign workers starting in January.
"This is something good and it's too late," said The Straits Times quoted Jolovan Wham, executive director of welfare group for foreign workers who commented on the new regulations.
Every month, a foreign worker that her employer refused to pay the health costs that signed the group to ask for help, he said.
Starting in January, employers are required to provide a guarantee of at least 5000 Singapore dollars (3289 dollars) per year if the worker or maid hospitalized or require surgery soon.
Requirements of the Health Ministry to wear to all new foreign workers and maids who enter the city-state, in addition to those already located in Singapore.
Currently there are 645,000 foreigners who obtain work permits, mostly from Southeast Asian countries and India.
Statistics show that most of the foreign worker was hospitalized because of dengue fever, sore appendix and stomach flu.
Employers who do not purchase a policy may be subject to sanctions for more than six months imprisonment and fined 5000 Singapore dollars (3289 dollars), the ministry statement said.
Insurance is necessary because health care costs will rise for a stranger. Subsidies in public hospitals and polyclinics will be withdrawn for all foreign workers starting in January.
"This is something good and it's too late," said The Straits Times quoted Jolovan Wham, executive director of welfare group for foreign workers who commented on the new regulations.
Every month, a foreign worker that her employer refused to pay the health costs that signed the group to ask for help, he said.
It is expected that the population of the Republic of Indonesia in 2009 Have Health Insurance
Health Minister (Menkes) Siti Supari Fadillah hope during his tenure (2004-2009) at least 75% of Indonesian population who number around 175 million people have health insurance.
"So then the doctor can no longer act arbitrarily, drug prices under control and the quality of health services could be improved," he said in Jakarta on Monday (8 / 8) night.
He explains to reach that target since January and the Ministry of Health in cooperation with PT Askes (Persero) implement health maintenance program for the poor with health insurance card issued to liberate them from the cost of health care and medication.
"But for people who can surely they must have health insurance at their own expense, not with the cost of government," he explained.
Menkes explains, the government allocated funds amounting to Rp1 trillion for the programs that are aimed to liberate the poor from the costs of health services and treatment.
"We have liquid funds of Rp500 billion, Rp500 billion remaining will be liquid again in a few days," he said in front of dozens of employees of PT Askes.
President Director of PT Askes (Persero) Sutadji Andari Orie said that until June 2005 it had to record all the poor people whose numbers were 36,146,700 inhabitants according to BPS data, and has issued 31,574,486 (87.35%) for their health insurance card.
The number of cards have been issued, said Orie, 78.34% of whom have been distributed to eligible residents.
According to him a number of health services like treatment at the PHC, pemeriksanaan pregnancy, and parturition as well as infant examinations have also been given.
He explained the constraints faced by PT Askes in running these programs include the differences in data on the number of poor people between BPS and Local Government (Pemda).
"The difference between them, approximately 18.5 million. And when coupled with the number of victims of disasters and the poor and homeless in major cities total number of poor people in Indonesia could reach about 60 million inhabitants," he said.
Responding to such differences Minister of Health said it would provide insurance for all poor people on the ground with running water.
In another part, the Secretary General of Ministry of Health Sjafi `i Achmad said that the government provide funds Rp3, 7 trillion from Rp11, 9 trillion national budget for health in order to run these programs are continuing.
"So do not worry about money anymore," said Menkes.
"So then the doctor can no longer act arbitrarily, drug prices under control and the quality of health services could be improved," he said in Jakarta on Monday (8 / 8) night.
He explains to reach that target since January and the Ministry of Health in cooperation with PT Askes (Persero) implement health maintenance program for the poor with health insurance card issued to liberate them from the cost of health care and medication.
"But for people who can surely they must have health insurance at their own expense, not with the cost of government," he explained.
Menkes explains, the government allocated funds amounting to Rp1 trillion for the programs that are aimed to liberate the poor from the costs of health services and treatment.
"We have liquid funds of Rp500 billion, Rp500 billion remaining will be liquid again in a few days," he said in front of dozens of employees of PT Askes.
President Director of PT Askes (Persero) Sutadji Andari Orie said that until June 2005 it had to record all the poor people whose numbers were 36,146,700 inhabitants according to BPS data, and has issued 31,574,486 (87.35%) for their health insurance card.
The number of cards have been issued, said Orie, 78.34% of whom have been distributed to eligible residents.
According to him a number of health services like treatment at the PHC, pemeriksanaan pregnancy, and parturition as well as infant examinations have also been given.
He explained the constraints faced by PT Askes in running these programs include the differences in data on the number of poor people between BPS and Local Government (Pemda).
"The difference between them, approximately 18.5 million. And when coupled with the number of victims of disasters and the poor and homeless in major cities total number of poor people in Indonesia could reach about 60 million inhabitants," he said.
Responding to such differences Minister of Health said it would provide insurance for all poor people on the ground with running water.
In another part, the Secretary General of Ministry of Health Sjafi `i Achmad said that the government provide funds Rp3, 7 trillion from Rp11, 9 trillion national budget for health in order to run these programs are continuing.
"So do not worry about money anymore," said Menkes.
AXA Asia Pacific Acquisition of MLC Hong Kong-Indonesia
Giant insurance company AXA Asia Pacific Holdings Ltd. (AXA APH), Monday, said it had acquired MLC Hong Kong and MLC Indonesia from National Australia Bank Ltd. worth AU $ 575 million dollars (U.S. $ 426 million).
AXA APH Chief Executive Les Owen said the acquisition was in line with company strategy to accelerate growth in the Asian region, using a strong capital base.
"Margin of life insurance in Hong Kong is very attractive and with high savings ratios have the potential for growth there, life insurance, investment products and wealth management," he said.
In Indonesia, Owen said the acquisition of MLC will spur growth in the number of agents and insurance advisors around 1000 to more than 2.2000 which would place the position of AXA APH as the second largest life insurance companies.
Purchase transactions, the insurance company will be financed from internal capital, the acquisition will be earnings neutral in 2006 and is expected to record positive earnings in 2007, he said.
AXA APH Chief Executive Les Owen said the acquisition was in line with company strategy to accelerate growth in the Asian region, using a strong capital base.
"Margin of life insurance in Hong Kong is very attractive and with high savings ratios have the potential for growth there, life insurance, investment products and wealth management," he said.
In Indonesia, Owen said the acquisition of MLC will spur growth in the number of agents and insurance advisors around 1000 to more than 2.2000 which would place the position of AXA APH as the second largest life insurance companies.
Purchase transactions, the insurance company will be financed from internal capital, the acquisition will be earnings neutral in 2006 and is expected to record positive earnings in 2007, he said.
Alex Noerdin Insure delivering newspapers in Kilkenny 1000
A total of 1000 deliveryman or retailers and newsagents in the city of Palembang, guaranteed life insurance so that in carrying out everyday activities can feel more calm and protected.
Insurance policy for residents who work as newspaper deliveryman and agents in carrying out duties given to delivering newspapers to the customers feel more calm and get protection, said H. Alex Noerdin in Palembang, Monday.
According to him, insurance policies have been handed over to the bus drivers, taxi drivers, a motorcycle, pedicab drivers, and was last submitted to the 1000 deliveryman or retailers and newsagents in Palembang on 10 August 2008.
According to Alex, the provision of life insurance is a concern for the deliveryman and the newsagent's every day without rest, either directly or go to the customer peddle from house to house so that important information can be immediately up and acknowledged by the wider community.
"They (the messenger and agent - ed), deserves our attention because the newspaper delivered to subscribers every day is a tough task especially at high risk accident on the highway, so it needs to be assisted and protected through the provision of life insurance policy," said former Regent Musi Banyuasin it.
According to him, specifically the deliveryman and targeted newsagent warranty given as many as 2,000 people have life insurance, plus more before the pedicab drivers, bus drivers, taxi drivers within the last year alone the number has reached 27 thousand people.
"Concerning a program providing free life insurance are, in the year 2008 it has been programmed as much as 100 thousand people to the bus drivers, taxi drivers, motorcycle taxi drivers, including delivering newspapers and agencies in South Sumatra," he added.
While the leadership of Islamic Life Insurance Branch, Hj. Sumiyati, separately said that each participant is given an insurance policy valued at USD 50 thousand, or a total assistance of Alex H. Noerdin reached USD 50 million with a mortgage when the accident died from Rp 10 million and injured at least secured USD 2.5 million per people.
Insurance policy for residents who work as newspaper deliveryman and agents in carrying out duties given to delivering newspapers to the customers feel more calm and get protection, said H. Alex Noerdin in Palembang, Monday.
According to him, insurance policies have been handed over to the bus drivers, taxi drivers, a motorcycle, pedicab drivers, and was last submitted to the 1000 deliveryman or retailers and newsagents in Palembang on 10 August 2008.
According to Alex, the provision of life insurance is a concern for the deliveryman and the newsagent's every day without rest, either directly or go to the customer peddle from house to house so that important information can be immediately up and acknowledged by the wider community.
"They (the messenger and agent - ed), deserves our attention because the newspaper delivered to subscribers every day is a tough task especially at high risk accident on the highway, so it needs to be assisted and protected through the provision of life insurance policy," said former Regent Musi Banyuasin it.
According to him, specifically the deliveryman and targeted newsagent warranty given as many as 2,000 people have life insurance, plus more before the pedicab drivers, bus drivers, taxi drivers within the last year alone the number has reached 27 thousand people.
"Concerning a program providing free life insurance are, in the year 2008 it has been programmed as much as 100 thousand people to the bus drivers, taxi drivers, motorcycle taxi drivers, including delivering newspapers and agencies in South Sumatra," he added.
While the leadership of Islamic Life Insurance Branch, Hj. Sumiyati, separately said that each participant is given an insurance policy valued at USD 50 thousand, or a total assistance of Alex H. Noerdin reached USD 50 million with a mortgage when the accident died from Rp 10 million and injured at least secured USD 2.5 million per people.
Bumiputera Foreign Insurance Deal
Life Insurance Bumiputera (AJB) in 1912 will never be afraid to face competition from foreign companies, especially joint ventures, although there are several joint ventures is starting to equate the acquisition of total premiums.
It was announced by Managing Director of Life Insurance Bumiputera Madjdi Ali said after a meeting with agents achievement of Bumiputera in Nusa Dua, Bali, Sunday (12 / 6).
It said any competitor's behavior, we still have a powerful weapon that will never be deterred, that can mengalang togetherness among agents, management and customers.
"Togetherness is a powerful weapon for Bumiputera so it is still able to survive more than 90 years."
Among the competitors Bumiputera company that has begun to equalize the amount of the premiums, among others, AIG Lippo and Manulife.
Although now there are the same, Bumiputera still be a "market leader", said Madjdi Ali, who was greeted loud applause from the agents.
According to her, from 56 life insurance companies operating in Indonesia, Bumiputera able to achieve 20% market share, with the acquisition premium of more than Rp3, 10 trillion.
"We can only expects premium growth of up to 20%, but because we will improve financial performance and a more robust portfolio, the premium growth target for 2005 is 10% only, although its realization far above the target.
"The task ahead is, ready to pay for our promises to our customers who have run out of contracts and policies to improve efficiency and improve the financial quality better over time. The promise that we have already proved, that every year Bumiputera unable to pay insurance claims around Rp2 trillion, or Rp169 billion per month. If in one month, only 20 working days, Bumiputera already made commitments to pay claims Rp8 mylar Rp1 billion per day or per hour., "he said.
Pursuing growth in premiums is much easier than ever to meet the obligations it promised, said Ali with facial expressions Madjidi fiery.
On that occasion, he also praised the outstanding agent who has successfully won several competitions agents conducted by the Association of Indonesian Life Insurance (AAJI).
Competition agent who attended more than 1000 agents in Nusa Dua, Bali, the Bumiputera category won three out of six categories diperlombakan.
Category that peling prestigious, namely Top Agent Award of the Years for the year 2004 achieved by Andjari Yunus (54) of 1912 Insurance.
"Siapaun commissioners and directors will feel proud of the personal witness of the company's agents can reach the star's achievement. Especially that took place during four consecutive years to retain the crown champion Top Agent Of The Years," he said.
It was announced by Managing Director of Life Insurance Bumiputera Madjdi Ali said after a meeting with agents achievement of Bumiputera in Nusa Dua, Bali, Sunday (12 / 6).
It said any competitor's behavior, we still have a powerful weapon that will never be deterred, that can mengalang togetherness among agents, management and customers.
"Togetherness is a powerful weapon for Bumiputera so it is still able to survive more than 90 years."
Among the competitors Bumiputera company that has begun to equalize the amount of the premiums, among others, AIG Lippo and Manulife.
Although now there are the same, Bumiputera still be a "market leader", said Madjdi Ali, who was greeted loud applause from the agents.
According to her, from 56 life insurance companies operating in Indonesia, Bumiputera able to achieve 20% market share, with the acquisition premium of more than Rp3, 10 trillion.
"We can only expects premium growth of up to 20%, but because we will improve financial performance and a more robust portfolio, the premium growth target for 2005 is 10% only, although its realization far above the target.
"The task ahead is, ready to pay for our promises to our customers who have run out of contracts and policies to improve efficiency and improve the financial quality better over time. The promise that we have already proved, that every year Bumiputera unable to pay insurance claims around Rp2 trillion, or Rp169 billion per month. If in one month, only 20 working days, Bumiputera already made commitments to pay claims Rp8 mylar Rp1 billion per day or per hour., "he said.
Pursuing growth in premiums is much easier than ever to meet the obligations it promised, said Ali with facial expressions Madjidi fiery.
On that occasion, he also praised the outstanding agent who has successfully won several competitions agents conducted by the Association of Indonesian Life Insurance (AAJI).
Competition agent who attended more than 1000 agents in Nusa Dua, Bali, the Bumiputera category won three out of six categories diperlombakan.
Category that peling prestigious, namely Top Agent Award of the Years for the year 2004 achieved by Andjari Yunus (54) of 1912 Insurance.
"Siapaun commissioners and directors will feel proud of the personal witness of the company's agents can reach the star's achievement. Especially that took place during four consecutive years to retain the crown champion Top Agent Of The Years," he said.
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