Exclusive health lead generation through your agent website is a great resource for your insurance business.
Are you furnished with an internet site by your health insurance company to assist you generate health insurance leads? Are you putting your health insurance internet site to full usage to yield health insurance leads or is it sitting there with minimal or zero hits? There is a method known as search engine optimization that can aim traffic to your health insurance broker internet site and assist you generate more exclusive health insurance leads. Here is how to apply this tool for your health insurance business...
Have you ever tried locating your health insurance internet site by looking for it on google or yahoo? The possibility is that it's concealed 100s or even 1000s of pages into the search results and will never be discovered by a genuine health insurance purchaser looking at to purchase health insurance from you. These are the figures you'll see whenever you google the terms Health Insurance Quotes: Results 1 - 10 of almost 7,150,000 for health insurance quotes.
SEO (Search Engine Optimization) is the method that assists people discover your health agent internet site by increasing page ranking by your web site in google, yahoo, or additional seach engines as people type in keywords searching for health insurance quotes in your specific region.
There are 2 components most search engines apply to ascertain page rankings: Trust and relevance.
Trust is ascertained by how many additional pertinent sites are linked up to your internet site and relevance is ascertained by the manner key terms are laid out in your internet site. So how do you apply this knowledge to add hits to your internet site and generate health insurance leads?
1. The trust element
Here seems to be the single most authoritative factor in assisting your health insurance internet site climb up quickly in seach rankings.
You need links from additional health insurance related websites in order to achieve this. Don't waste your time or revenue on link exchanges, they in reality will damage your health insurance internet site page ranking.
Best Sources for health insurance internet site links:
Insurance Forums: These are places where agents go to ask questions about Health Insurance issues and a lot of health insurance brokers take part in assisting them on answers. After a couple of posts, they permit you to have a signature added that contain a hyperlink to your internet site! A few even pay you to post, like ampminsure, so you are able to make a little additional for gas money. They are likewise an first-class place to network with additional brokers to acquire beneficial ideas for your health insurance business.
Your Health Insurance Lead Company:
If you are purchasing health insurance leads, a lot of these companies will allow for a hyperlink to your health insurance internet site site if you ask. It is just portion of their health insurance broker purchaser commitment plan.
Ask additional health insurance brokers to hyperlink to your internet site and reciprocally link to theirs.
Begin an informational web log that hyperlinks to your health insurance website:
The last alternative is costly but it works well: Register with your local chambers of commerce and posting yellowpages ads. These both allow for high caliber hyperlinks to your health insurance webpage.
2. The relevance component
SEs likewise look at the relevance by your internet site to ascertain page ranking. They are searching for quantities of key words in your health insurance broker internet site.
Consider how many times I have utilized the keywords: Health, insurance broker, internet site, in this article or for that matter in any of my posts. If you have the ability to edit your health insurance broker website make it keyword rich. For instance if you were an agent who advertises in Corona, CA. You'd prefer to have the keywords health, insurance, quotes, Corona, CA, inexpensive, Rates, as much as possible in the text and titles of your health insurance broker internet site.
If you don't have the power to edit your health insurance broker internet site I advise doing a health insurance broker web log as discussed earlier in this article.
This is a time consuming process that won't see overnight consequences but if worked at across a few months will begin to generate good exclusive health insurance leads that will add to your success as a health insurance broker.
How much does life insurance cost ?
How much does life insurance cost? There is no time like the present to ensure that you and your family are adequately protected should the inevitable happen.
The harsh fact is that at some time we will all leave loved ones behind. However, it is great know that we can make sure they are financially stable when we do come to pass. One way of ensuring this is through Life Insurance.
What is Life Insurance? Life Insurance is an agreement that is held between an insurer and the policy holder that pays out to a beneficiary, when the policy holder dies. Not only does it offer the policy holder peace of mind in knowing that their family will be looked after, it also guarantees their families do not have to worry about the financial costs involved in losing a loved one. Can anyone get life insurance? As long as you are over 18 years old you can indeed get insured. Depending on your particular circumstances the cost of Life Insurance varies.
What circumstances can affect the cost of Life Insurance? Do you smoke? Are you healthy? What age are you? Do you have any illnesses? All of the above can affect the cost of life insurance. How much does Life Insurance Cost? The easiest way to know how much life insurance will cost you is to take a free no obligation quote. You can do this by calling ABC Finance on 0161 9... or emailing quotes@much-life-insurance-cost.co.uk
The harsh fact is that at some time we will all leave loved ones behind. However, it is great know that we can make sure they are financially stable when we do come to pass. One way of ensuring this is through Life Insurance.
What is Life Insurance? Life Insurance is an agreement that is held between an insurer and the policy holder that pays out to a beneficiary, when the policy holder dies. Not only does it offer the policy holder peace of mind in knowing that their family will be looked after, it also guarantees their families do not have to worry about the financial costs involved in losing a loved one. Can anyone get life insurance? As long as you are over 18 years old you can indeed get insured. Depending on your particular circumstances the cost of Life Insurance varies.
What circumstances can affect the cost of Life Insurance? Do you smoke? Are you healthy? What age are you? Do you have any illnesses? All of the above can affect the cost of life insurance. How much does Life Insurance Cost? The easiest way to know how much life insurance will cost you is to take a free no obligation quote. You can do this by calling ABC Finance on 0161 9... or emailing quotes@much-life-insurance-cost.co.uk
5 Ways to Save on Home Insurance
Homeowner's insurance is an important part of protecting your most valuable investment: Your home! Homeowner's insurance also protects your belongings--electronics, furniture and family heirlooms--from loss or damage.
And though home insurance is an important purchase, you can still find a comprehensive policy for a price that won't stretch your wallet. The Insurance Information Institute, an independent insurance resource for consumers, recommends doing the following:
Shopping around. There are a myriad of insurance companies and brokers out there, all of which sell similar home insurance policies for different prices. But don't waste time flipping through the Yellow Pages to contact four or five agents--shop online here--and receive multiple insurance quotes from local agents.
Taking advantage of discounts. You may be eligible for an array of discounts which can lower your home insurance premium. Be sure to ask prospective home insurance agents about discounts for:
Buying multiple policies through the same insurer (like home and auto) Living within 15 miles of a fire station Installing electronic burglar alarms Installing multiple smoke detectors Updating plumbing and heating equipment
Increasing your deductible. The higher your deductible--the amount you pay on a claim before the insurance company takes over--the lower your premium will drop. Just remember to select a deductible you can afford; you don't want to break the bank if you need to file a claim.
Making routine home repairs. Invest some time, money and elbow grease into making repairs to your roof, plumbing and heating systems and the like. It will reduce the chances of an in-home catastrophe, and your agent will reward you by lowering your premium.
Maintaining good credit. Many homeowners are surprised to learn about the correlation between insurance rates and their credit history. And while some states are questioning whether or not to throw credit rating out of the premium-determining bucket, right now, it's still a widespread practice. So pay those bills in full and on time!
You've got the tips--now start saving!
Now that you're armed with the proper insurance saving artillery, you're ready to start shopping. You can start here by entering your zip code into our quote box. You'll receive free home insurance quotes from local agents, allowing you to compare policy types and premium prices and pick the policy that best fits your needs.
And though home insurance is an important purchase, you can still find a comprehensive policy for a price that won't stretch your wallet. The Insurance Information Institute, an independent insurance resource for consumers, recommends doing the following:
Shopping around. There are a myriad of insurance companies and brokers out there, all of which sell similar home insurance policies for different prices. But don't waste time flipping through the Yellow Pages to contact four or five agents--shop online here--and receive multiple insurance quotes from local agents.
Taking advantage of discounts. You may be eligible for an array of discounts which can lower your home insurance premium. Be sure to ask prospective home insurance agents about discounts for:
Buying multiple policies through the same insurer (like home and auto) Living within 15 miles of a fire station Installing electronic burglar alarms Installing multiple smoke detectors Updating plumbing and heating equipment
Increasing your deductible. The higher your deductible--the amount you pay on a claim before the insurance company takes over--the lower your premium will drop. Just remember to select a deductible you can afford; you don't want to break the bank if you need to file a claim.
Making routine home repairs. Invest some time, money and elbow grease into making repairs to your roof, plumbing and heating systems and the like. It will reduce the chances of an in-home catastrophe, and your agent will reward you by lowering your premium.
Maintaining good credit. Many homeowners are surprised to learn about the correlation between insurance rates and their credit history. And while some states are questioning whether or not to throw credit rating out of the premium-determining bucket, right now, it's still a widespread practice. So pay those bills in full and on time!
You've got the tips--now start saving!
Now that you're armed with the proper insurance saving artillery, you're ready to start shopping. You can start here by entering your zip code into our quote box. You'll receive free home insurance quotes from local agents, allowing you to compare policy types and premium prices and pick the policy that best fits your needs.
The Consequences of Not Having Auto Insurance
When young adults graduate college they have aspirations of starting their first "real world" job, getting their own place and buying a brand new car - one that does not need a screwdriver to start. However, college students are also graduating with much more than just a college degree and a dream, they are graduating with a substantial amount of debt. In fact, many students graduate with an average of $3,262 in credit card debt - 10 percent of that group owing more than $7,000 in credit card charges. Students forget to factor in other life costs, such as health care, 401K deductions, income taxes, car payments, auto insurance, rent, utility bills, student loans, credit card bills and food expenses into their monthly budget. "After you graduate and land your first job, you do not think about having to pay for all of these expenses," stated a graduate from Ohio University. "Unfortunately, reality sets in pretty fast and you realize you do not have the money to make ends meet - it is a hard lesson to learn!" College DebtWhy is there so much credit card debt among college students? "Many credit card companies set up kiosks on college campuses offering free pizzas and t-shirts to try and entice students to sign up for a credit card," noted David Roush, CEO of Insurance.com.
The problem is many college students do not have the income or financial knowledge to manage a credit card - a problem that is leading students into a lifetime of financial despair." In addition to the outrageous credit card bills, students are also graduating with student loans ranging from $10,000 to $52,000 or more. Often students figure they will be able to pay everything off once they get a job and start making "real" money, but that simply is not the case. Not only are credit card and student loan bills financially crippling to many new graduates, it is also forcing grads to cut back on other necessary expenses, such as auto insurance - one bill you legally cannot drive without! "Driving without auto insurance is illegal in all 50 states, however, many young adults elect to go without auto insurance because they think they cannot afford to have it," stated Roush. "A scary thought when 15.3% of all automobile accidents are caused by drivers between the ages of 20 - 24." While deciding not to pay for auto insurance may seem like a good idea at the time, graduates are not considering the expense of getting caught without auto insurance or the cost of getting into an automobile accident. "Imagine if you had to pay the medical bills of someone who gets injured in car accident when you are at fault - suddenly paying for car insurance does not seem so bad," says Roush. The Penalty of Driving Without Auto InsuranceAccording to the Insurance Information Institute, the cost of driving without auto insurance can vary from state to state, depending on the percentage of drivers who are uninsured in that state. For instance, in Massachusetts residents can be charged anywhere from $500 to $5,000 in fines and receive a one-year jail sentence.
In Florida, Louisiana, Connecticut and New Jersey, drivers operating a vehicle without the state required minimum will have their vehicles impounded - which can cost you thousands depending on how long it takes you to get your car out. How to Budget For Auto Insurance-As you look for auto insurance, make sure to check if the insurer offers a 6-month or 12-month payment plan to help you manage your auto insurance payments better. In addition, many auto insurance providers offer a variety of discounts, including alumni discounts. So make sure to ask if your college or university is eligible for a discount, because every bit helps when you are first starting out on your own. To help make researching auto insurance rates easier, Insureme offers an auto insurance comparison application.Here, you will be able to evaluate multiple rates from best-in-class insurance providers - helping you find the best auto insurance coverage for your newly graduated budget.Click here for a free Insurance quote
The problem is many college students do not have the income or financial knowledge to manage a credit card - a problem that is leading students into a lifetime of financial despair." In addition to the outrageous credit card bills, students are also graduating with student loans ranging from $10,000 to $52,000 or more. Often students figure they will be able to pay everything off once they get a job and start making "real" money, but that simply is not the case. Not only are credit card and student loan bills financially crippling to many new graduates, it is also forcing grads to cut back on other necessary expenses, such as auto insurance - one bill you legally cannot drive without! "Driving without auto insurance is illegal in all 50 states, however, many young adults elect to go without auto insurance because they think they cannot afford to have it," stated Roush. "A scary thought when 15.3% of all automobile accidents are caused by drivers between the ages of 20 - 24." While deciding not to pay for auto insurance may seem like a good idea at the time, graduates are not considering the expense of getting caught without auto insurance or the cost of getting into an automobile accident. "Imagine if you had to pay the medical bills of someone who gets injured in car accident when you are at fault - suddenly paying for car insurance does not seem so bad," says Roush. The Penalty of Driving Without Auto InsuranceAccording to the Insurance Information Institute, the cost of driving without auto insurance can vary from state to state, depending on the percentage of drivers who are uninsured in that state. For instance, in Massachusetts residents can be charged anywhere from $500 to $5,000 in fines and receive a one-year jail sentence.
In Florida, Louisiana, Connecticut and New Jersey, drivers operating a vehicle without the state required minimum will have their vehicles impounded - which can cost you thousands depending on how long it takes you to get your car out. How to Budget For Auto Insurance-As you look for auto insurance, make sure to check if the insurer offers a 6-month or 12-month payment plan to help you manage your auto insurance payments better. In addition, many auto insurance providers offer a variety of discounts, including alumni discounts. So make sure to ask if your college or university is eligible for a discount, because every bit helps when you are first starting out on your own. To help make researching auto insurance rates easier, Insureme offers an auto insurance comparison application.Here, you will be able to evaluate multiple rates from best-in-class insurance providers - helping you find the best auto insurance coverage for your newly graduated budget.Click here for a free Insurance quote
More about health insurance
The general statistics show that health insurance premiums have been rising faster than inflation in the business sector while the extent of the cover is being more narrowly defined. It is the old "less for more" syndrome. Insurance companies are not unjustified in raising their premiums. They can point to the rising costs of drugs and medical devices, and the increasing charges levied by hospitals, clinics and professional health care providers. Since their costs are rising and their investors expect a dividend, premiums must rise. Worse, the health of the nation is deteriorating. With an epidemic of obesity, the health services are buckling under the resulting waves of cases with high blood pressure, heart disease and type 2 diabetes. Unless there is government intervention to fund the national expansion of health care, the costs for all will rise. This gives business owners and managers a serious problem as the recession gathers pace and revenues fall. How does a business reduce costs without sacrificing the employees' goodwill? Under normal circumstances, it would trade-off between the cost of the health plan and other benefits. But in this economic situation, it is likely that pay and benefits must be reduced if the business is to survive with full employment. Among small businesses, the number of employers providing health plans has dropped 10% in the last three years. Alternatively, a number of nonessential employees will have to leave to pay for continuing benefits for the survivors -- painful downsizing.
One compromise tactic is to play the yearly "shuffle". As an incentive to transfer business, insurance companies often offer a first year discount. So some small businesses look to transfer their health plan to a new carrier every year. This is a real administrative headache and inconvenient for all the employees to switch doctors, but it does save money. The great hope was that businesses would pool their insurance and negotiate their cover as a group. Insurance companies have mostly won the war against this both as an initiative of business associations and at state level. California, for example, attempted to combine features of the individual and group market. This was not a great success. This leaves business with the choices of increasing the deductibles or making the co-payments or paying the expenses fo the employees. These are slightly risky options because, unless limits are written into the commitment, a serious accident involving one employee or one long-term illness can swamp the budget. However, this is a balancing of cause and effect. In any group plan, major costs incurred by one can also drive up the premium for everyone in the plan.
Insurance helps to keep businesses afloat. Small business insurance is particularly important because, until there are cash reserves to fall back on, even a small liability can be devastating. Health insurance is a valuable part of the remuneration package in businesses of all size. It helps maintain staff morale and gives a business the best chance of keeping key personnel healthy. But, equally, business insurance premiums must remain affordable. Hence, the interest of business associations and states in group schemes.
One compromise tactic is to play the yearly "shuffle". As an incentive to transfer business, insurance companies often offer a first year discount. So some small businesses look to transfer their health plan to a new carrier every year. This is a real administrative headache and inconvenient for all the employees to switch doctors, but it does save money. The great hope was that businesses would pool their insurance and negotiate their cover as a group. Insurance companies have mostly won the war against this both as an initiative of business associations and at state level. California, for example, attempted to combine features of the individual and group market. This was not a great success. This leaves business with the choices of increasing the deductibles or making the co-payments or paying the expenses fo the employees. These are slightly risky options because, unless limits are written into the commitment, a serious accident involving one employee or one long-term illness can swamp the budget. However, this is a balancing of cause and effect. In any group plan, major costs incurred by one can also drive up the premium for everyone in the plan.
Insurance helps to keep businesses afloat. Small business insurance is particularly important because, until there are cash reserves to fall back on, even a small liability can be devastating. Health insurance is a valuable part of the remuneration package in businesses of all size. It helps maintain staff morale and gives a business the best chance of keeping key personnel healthy. But, equally, business insurance premiums must remain affordable. Hence, the interest of business associations and states in group schemes.
Kwik Fit Insurance issues severe weather warning
Leading UK insurance intermediary Kwik Fit Insurance has issued a severe weather warning - for drivers to take extra care as Britain continues to shiver under heavy snow and freezing conditions.
A combination of heavy snowfall and freezing temperatures have severely hampered public transport across the country and increased the risks for drivers struggling to get to work.
Managing Director Brendan Devine said: "The amount of snowfall over the last few days has been extraordinary, the heaviest in 18 years. While Britain remains under this blanket of snow, it is important everyone takes steps to protect themselves and others on the road.
"Accidents are predicted to soar throughout this current cold snap, however simple adjustments to the way we drive can help alleviate the dangers. A few precautions and steps can make a real difference and ensure that everyone arrives safely at their destination."
Brendan set out his top tips for drivers about to head off in the car.
1. Before setting out, listen to local weather and travel advice on the radio or on TV.
2. Always allow extra time for your journey and tell someone of your destination and expected arrival time.
3. Braking sharply in freezing conditions can result in a skid, so reduce speed gradually. It's good practise to drop down a gear when braking, allowing your engine to slow the vehicle.
4. Give yourself time to check your vehicle before setting out. Check tyre pressure and tread, make sure wiper blades are working, top up your water with window wash suitable for low temperatures and ensure lights are clean and in good working order.
5. Be patient. You should expect your journey to take longer, so don't rush or try to hurry others along, or you run a greater risk of an accident.
As snow melts, the onset of expected ice forming on Britain's roads over the next few days will increase the dangers further.
Helen Chivers from The Met Office said: "The problems which we expect to see this week over and above continued snow fall is the forming of ice on our roads. Temperatures overnight are falling below freezing meaning that even if snow is melting, there is a particular danger at night and in the mornings of widespread ice. The snow isn't over yet though, with further flurries expected by the end of the week."
Ends
Notes to editors: Kwik Fit Insurance Services was launched in 1995 and has grown to become one of the UK's leading car insurance distributors, well as a major presence in home insurance as well as insurance markets.
The company's award-winning call centre at Uddingston, Lanarkshire, now employs almost 1000 people, handling 10 million calls every year.
Since its launch in 1995, Kwik Fit Insurance Services has grown and developed into one of Scotland's most dynamic contact centres.
Kwik Fit Insurance Services is part of the Kwik Fit Group which was sold to private equity firm CVC Europe in November 2002. In June 2005 it was purchased by private equity firm PAI Partners. The philosophy of the business is unchanged - to provide the best possible service to customers.
A combination of heavy snowfall and freezing temperatures have severely hampered public transport across the country and increased the risks for drivers struggling to get to work.
Managing Director Brendan Devine said: "The amount of snowfall over the last few days has been extraordinary, the heaviest in 18 years. While Britain remains under this blanket of snow, it is important everyone takes steps to protect themselves and others on the road.
"Accidents are predicted to soar throughout this current cold snap, however simple adjustments to the way we drive can help alleviate the dangers. A few precautions and steps can make a real difference and ensure that everyone arrives safely at their destination."
Brendan set out his top tips for drivers about to head off in the car.
1. Before setting out, listen to local weather and travel advice on the radio or on TV.
2. Always allow extra time for your journey and tell someone of your destination and expected arrival time.
3. Braking sharply in freezing conditions can result in a skid, so reduce speed gradually. It's good practise to drop down a gear when braking, allowing your engine to slow the vehicle.
4. Give yourself time to check your vehicle before setting out. Check tyre pressure and tread, make sure wiper blades are working, top up your water with window wash suitable for low temperatures and ensure lights are clean and in good working order.
5. Be patient. You should expect your journey to take longer, so don't rush or try to hurry others along, or you run a greater risk of an accident.
As snow melts, the onset of expected ice forming on Britain's roads over the next few days will increase the dangers further.
Helen Chivers from The Met Office said: "The problems which we expect to see this week over and above continued snow fall is the forming of ice on our roads. Temperatures overnight are falling below freezing meaning that even if snow is melting, there is a particular danger at night and in the mornings of widespread ice. The snow isn't over yet though, with further flurries expected by the end of the week."
Ends
Notes to editors: Kwik Fit Insurance Services was launched in 1995 and has grown to become one of the UK's leading car insurance distributors, well as a major presence in home insurance as well as insurance markets.
The company's award-winning call centre at Uddingston, Lanarkshire, now employs almost 1000 people, handling 10 million calls every year.
Since its launch in 1995, Kwik Fit Insurance Services has grown and developed into one of Scotland's most dynamic contact centres.
Kwik Fit Insurance Services is part of the Kwik Fit Group which was sold to private equity firm CVC Europe in November 2002. In June 2005 it was purchased by private equity firm PAI Partners. The philosophy of the business is unchanged - to provide the best possible service to customers.
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